Total RewardsĬomes with 10,000 points and up to three free nights. If I’ve missed any, please let me know in the comments and I’ll add them. That being said, they do offer a few cards of interest that we will be taking a bit more of a closer look at. If you shop at one of the stores a lot, it’s worth checking to see if the rewards program is any good (some of them are 10-20% back in rewards certificates). Keep in mind these reward certificates are not gift cards, they usually have minimum spend requirements and can’t be combined. Some of the cards also come with a free happy birthday gift (usually a $20 reward certificate). Most of the cards that Comenity offer are pretty useless, they’ll offer a one time discount (of 10-20%) on your first purchase after approval (and only for that specific store) and then lackluster rewards. Justice credit card used to be used by Comenity, now issued by Capital One.CREDO no longer accepting new sign ups, fully discontinued on August 31st, 2016.These cards are no longer available but were previously issued by Comenity Victoria’s Secret ( Our full review of this card)Ĭomenity Bank Airline & Hotel Credit Cards.This list is just all the credit cards they currently offer. If you’re looking for such a list, go here as that lists all the cards the shopping cart trick works with. The reason most people want a list of all the Comenity Bank credit cards is because it’s possible to get some of these cards with bad credit (due to the fact they don’t do a hard pull) when using the shopping cart trick. 3 Easiest Comenity Credit Cards To Get Approved For.1.4 Comenity Bank Airline & Hotel Credit Cards.1.3 Comenity Bank Education Credit Cards.1 Full List Of Comenity Bank Credit Cards.I'll update once I receive the letter in the mail confirming the removal of the late payment. I've set alarms on my phone to make sure I pay two days in advance, and this will not happen again! Thank you!" Please give me a chance to have my perfect paying history back. And, I in fact didn't miss a payment for the 30 days, I actually did pay in July. I really do believe in having a good payment history and if you look at my records, I have no other missed payments. I'm writing today to ask for your forgiveness for my mistake. I did however make sure to pay July 21, 2019, but I still was shown as a missed payment on all three credit bureaus. In the mist of moving I believe I forgot to pay on my due date. But, in July 2019 I had a missed payment. It's really been a privilege to be able to do business with your company and I would like for it to continue and for me to continue to prove my value to you as a customer. "Hello, my name is X X I'm writing you today because I am a customer of your Victoria's Secret store card. I also provided a screenshot showing I havent missed any other payments. Here is what I wrote for my GW letter, it's simple and to the point. Thank you for being a valued card member. You will receive a decision from us, the same way your request was received. Once we have received your request, by one of these methods, a member of our Credit Bureau Disputes team will review your request and the account. I have included the mailing address and the website needed to submit your request. You will need to log into your online accounts to access the SMC tool. Your request would need to be received either by mail or via our Secure Messaging Center. I just called and the lady was able to remove the missed payments and is mailing me a letter stating it has been updated from deliquent to no missed payments. So, I followed up and the auto responder said to call in. I was told I'd get a response within 2 business days, I received a response the next day, but it stated they'd forward the message and I'd get a response in another 2 business days, and I never did. I sent a message on FB, they stated I could mail in a response or used the secure message system online, so I sent it throught the secured portal. It's from July 2019 30 days, I missed June's payment then paid the end of July. I have one missed payment on my report and my score took a major hit.
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